If a significant issue with your case is identified, the Chapter 13 Trustee will communicate that there is an issue by filing a motion with the Bankruptcy Court. His office will also send a copy of that motion to the debtor and the debtor’s attorney. If you receive a copy of a motion in the mail, please contact your attorney so that the underlying issue can be resolved.
If you have a problem or issue with your Chapter 13 case or with making your payments, you should contact your attorney. Your attorney may be able to adjust your debt repayment plan by filing certain pleadings with the Bankruptcy Court. The Chapter 13 Trustee, however, cannot waive, excuse or lower your payment requirements, and he cannot offer you legal advice. The Chapter 13 Trustee is required to report to the Bankruptcy Court if you fail to make payments on time or in full. The Court may then enter an order dismissing your case and withdrawing the protection of the Bankruptcy Court. If that occurs, you then could be subject to creditor collection efforts and other actions.